Conduct comprehensive financial statement analysis (balance sheet, income statement, cash flow) to assess the creditworthiness of insureds, financial institutions and other obligors.
Evaluate and monitor client credit exposure, recommending appropriate risk mitigants such as collateral or credit enhancements.
Maintain tracking logs for credit submissions, collateral, and legal agreements to ensure compliance with approved credit terms.
Collaborate with Underwriting, Legal, and Treasury to ensure legal documentation (e.g., guarantees, trust agreements, letters of credit) adheres to approved terms and is received promptly.
Ensure accurate reconciliation and compliance of required collateral in accordance with internal credit approvals and policy guidelines.
Analyze portfolio, sector, and industry trends to identify emerging credit risks.
Support adherence to the company’s Credit Policy and assist with au...