Senior Banking Specialist

The Senior Banking Specialist will manage the complete personal loan lifecycle from customer assessment to final disbursement. The role requires a deep understanding of UAE banking regulations, strong analytical skills, and the ability to build and maintain professional relationships with bank stakeholders.

Responsibilities

• Analyze loan applications and evaluate customers' financial profiles, repayment capacity, and eligibility in accordance with bank credit policies.
• Calculate Debt Burden Ratio (DBR) and assess affordability and credit risk.
• Review, verify, and validate all customer documentation to ensure accuracy, completeness, and compliance with banking requirements.
• Identify missing documents, discrepancies, or potential risks before submission.
• Prepare and submit financing applications while maintaining high approval quality and minimizing rejections.
• Coordinate with credit operations, underwriting, complian...