Machine learning engineer - fraud

Pay Joy, a Public Benefit Corporation, is a mission‑first credit provider dedicated to helping under‑served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on‑ramp for new customers to enter the credit system. Through Pay Joy’s point‑of‑sale financing and card offerings, customers gain access to a modern quality of life. Pay Joy’s credit also allows our customers to seize opportunities as micro‑entrepreneurs, and acts as insurance for tough times. Through our cutting‑edge machine learning, data science, and anti‑fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

As a Machine Learning Engineer, you will be responsible for developing, optimizing and deploying the ML models and infrastructure that power our fraud detection capabilities across all of Pay Joy’s products and markets.

You will work ...