Job Description
Responsibilities include but are not limited to:
- Lead the end to end management of a portfolio of criticized, classified, and non performing commercial loans.
- Develop and execute strategic and legal action plans for each relationship, for cost effective maximum recovery for the bank.
- Maintain strict oversight of financial performance, covenant compliance, collateral integrity, and borrower‐operating trends.
- Identify emerging risks early and take immediate corrective action to minimize loss exposure.
- Conduct financial, cash flow, collateral, and global exposure analyses to determine the most effective workout strategy.
- Recommend forbearance structures, repayment strategies, liquidations, or exits based on quantitative and qualitative assessments.
- Prepare clear, defensible credit memoranda and recommendations for senior credit authorities.
- Lead negotiations with borrowers, guarantors, and third parties with a firm, d...