Junior Loan Officer

Junior Loan Officer

Junior Loan Officers work alongside established ag and commercial lenders to learn the industry, and market area, and learn the rules and regulations. Time will be spent on the credit analysis side of banking as well.

Junior Loan Officer Requirements

• Bachelor’s degree in business, finance, or accounting
• Banking background preferred 

Junior Loan Officer Responsibilities

• Acquisition, expansion, and retention of commercial relationships using a proactive calling strategy
• Cross-sell ancillary products and services of the bank
• Analyze credit history of applicants and determines loan repayment capabilities
• Negotiate credit terms, such as costs, loan repayment methods, and collateral specifications
• Develop and maintain interest rate structure to be consistent with financial institution po...