Credit Risk Manager

Job Description: To maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts.

Purpose of the Role

To manage and oversee the ongoing credit risk within a designated portfolio by ensuring compliance with credit policies, facility conditions, governance requirements and regulatory obligations. The role is responsible for identifying, monitoring and escalating emerging credit risks, managing high-risk and distressed exposures, including Business Rescue matters, and ensuring appropriate action is taken to protect the Bank's position.

Key Responsibilities

Credit Risk Monitoring and Governance

• Monitor client facilities to ensure ongoing compliance with approved credit conditions, covenants and facility terms.
• Identify, investigate and evaluate emerging credit risks within the portfolio.
• Ensure compliance...