Credit Officer - SME Lending (Mid-level)

The Credit Officer – SME Lending is responsible for conducting credit evaluation and risk assessment of SME and partner-originated loan applications, ensuring that credit recommendations are sound, compliant with Netbank’s internal credit policies, partner agreements, and BSP regulations. The role includes evaluating credit proposals, preparing credit evaluation reports, supporting Credit Committee deliberations, and coordinating with partner fintechs or loan originators under Third-Party Reliance (TPR) arrangements. The Credit Officer may also be assigned to handle other credit-related portfolios or tasks such as consumer, auto, and BNPL loans, as well as perform special projects, FLDG monitoring, and process improvement initiatives as directed by management.

Key Responsibilities:

Credit Evaluation and Risk Assessment

• Conduct comprehensive evaluation of SME and partner-referred loan applications, including analysis o...