Credit Evaluation Officer (Cards Issuing)

This position helps minimize the Bank's credit risks and contributes to Card Issuing business profitability through:

• Applying underwriting fundamentals and existing credit policy and guidelines to evaluate applicant's risk and acceptability of credit card and personal loan applications
• Achieving established individual objectives and targets; consequently, contributing to the Team's overall objectives and targets

Duties & Responsibilities:

• Ensures that the following stages were performed:

a. Pre-screening against minimum terms of acceptance

b. System/ Duplicate checking

c. File Matching and Scoring

d. Credit Investigation

e. ADB/income computation (if applicable)

• Performs confirmation call out or credit investigation (when necessary)
• Evaluates applications based on available data, file matching results, and verified information.
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