CCL Renewal Underwriter

First Horizon Bank

📍 Birmingham, Alabama, United States

Full Time Financial Specialists

Job Description

Summary

The Centralized Commercial Lending – Renewal Team is searching for a Commercial Underwriter II responsible for evaluating business loan applications based on established Bank policies and procedures. Candidate will evaluate the merits of an existing loan request in the $MM-$MM range of total exposure, and either recommend a decision to a senior credit officer or use their own authority to decision the application.


Key Responsibilities

  • Review cash flows and Moody’s spreads either self-prepared or prepared by the Credit Analyst, conduct in-depth analyses of financial information to form a recommendation of approval or denial of new loans in accordance with the Bank’s policy and procedures. Prepare Credit Origination Memorandum in a clearly written concise manner, identifying strengths, risks and mitigating factors. Review, analyze and evaluate financial and pertinent data to determine credit worthiness of loan prospects and merits ...
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