Associate Director, Wholesale Credit Analyst

Responsibilities

• Prepare high-quality credit submissions and assess lending proposals against risk appetite, policy and underwriting standards
• Analyse financial performance, forecasts, sensitivities, business risks, industry dynamics, sustainability considerations and client structures to support sound credit decisions
• Assess key credit risk metrics, profitability and portfolio performance, providing clear and independent recommendations
• Determine and support key credit risk parameters, including probability of default and loss given default, where relevant
• Conduct annual credit reviews, monitor covenant compliance and special conditions, and proactively identify emerging client or portfolio risks
• Partner closely with Relationship Managers, Product Specialists and other stakeholders to support client outcomes and responsible business growth
• Participate in client engagements where your credit perspective c...