Account Officer 1

BDO Unibank

📍 naga, bicol region, Philippines

Full-time Sales

Job Description

Job Summary

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

  • Actively solicit microfinance loan accounts to meet the business needs of the customer.
  • Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
  • Initiates credit and collection activities to ensure credit quality of accounts.
  • Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
  • Ensures adherence to the bank’s policies and procedures.
  • Execute sales and/or marketing activities that will achieve volume targets.
  • Attends to inquiries and other requirements of the clients.
  • Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.